Visa vs PayPal: which stock is doing better?
Visa and PayPal are business rivals. Where they compete: digital payments acceptance and P2P money movement (PayPal/Venmo competes for consumer payment volume and cross-border flows). Here is how the two stocks, and the businesses behind them, compare over the past year.
Updated Oct 9, 2026
V ahead
On Stox’s P3 score, which combines market beat, staying power and business growth, Visa rates 51 and PayPal 7. Over the past year Visa is +10% and PayPal −27%, against +16% for the S&P 500. Visa has grown revenue faster, +14% against +6%. Visa swings less, about 2.0% on a typical day against 3.3%. By type, Visa is a Faith Trade and PayPal a Falling Knife.
The past year
V against PYPL, each set to $100 a year ago. Select a measure in the table below to chart it for both.
V and PYPL side by side
Ahead marks the stronger reading on each line; for the typical day and the deepest fall it marks the steadier stock. Select a row with a chart to see both over the year.
| Measure | V | PYPL | Ahead |
|---|---|---|---|
P3 score Market beat, staying power and business growth combined | 51Middling | 7Weak | V |
Past year Share price change | +10% | −27% | V |
Past 3 months Share price change | +8% | +17% | PYPL |
Past month Share price change | +5% | +4% | V |
Market beat Return against the market, past year | 53Middling | 10Weak | V |
Staying power How steadily it has led, 52 weeks | 62Middling | 1Weak | V |
Business growth Revenue, margins and cash flow growth | 41Middling | 29Weak | V |
Money flow Buying against selling on volume, 60 days | 59Middling | 76Strong | PYPL |
Revenue growth Past four quarters against the year before | +14% | +6% | V |
Operating margin Operating profit as a share of revenue, past four quarters | 61% | 18% | V |
Typical day Average daily move over the past year | 2.0% | 3.3% | V, calmer |
Deepest fall From a high, past year | −17% | −49% | V, held up |
Market value What the market values the company at | $719.7B | $47.5B | |
Type Its Stox Atlas type | Faith Trade | Falling Knife | |
Group Stocks it moves with | Payments & fintech | Payments & fintech | Same group |
How to read this page
How it’s measured. Scores from Stox rank each stock against about 1,200 large US stocks and funds, where 100 is best; P3 combines market beat, staying power and business growth. Returns are share-price changes. The typical day is the average true range over 14 days as a share of the price, averaged over the past year.
Sources. Daily prices and company financial statements from Financial Modeling Prep; scores and curated rivals from Stox.
A higher score describes a stronger past year, not what comes next.
Rivals are chosen by the markets the two businesses compete in, not by sector labels.
For financial statements, valuation and news, see V and PYPL on Stox.
This page is information, not investment advice. About our data and methods ›