How is Synchrony Financial (SYF) doing?

Synchrony Financial is a company in the financial, credit services industry, based in Stamford, CT, worth $23.7B. Here is how its shares and business compare with the rest of the market, and where it shows up on our dashboards.

Updated Oct 9, 2026

P3 score

Weak

Synchrony Financial shares are up 3% over the past year, 11 points behind the S&P 500. Its type is Falling Knife. Among large US stocks and funds it ranks in the 49th percentile on market beat, the 13th on staying power and the 39th on business growth. It appears on 6 of our dashboards, including 5th on “Who is buying back their own stock?”.

$72.80+3% in a yearWorth $23.7B

Compare with COF · AXP · ALLY · AFRM

Financials, earnings and news on Stox ›

Past year

The past year

Price against the S&P 500, each set to $100 a year ago. Score is its weekly rank against the market. Select a tile for that score month by month.

SYF against the S&P 500, past year

$100 a year ago. Synchrony Financial +3%, the S&P 500 +16%.

SYFS&P 500

What kind of stock is it?

Its type on Stox Atlas, from its four scores: beating or lagging the market, a steady or erratic rank, a growing or slowing business, and whether buyers or sellers lead.

Falling Knife

LaggingErraticSlowingBought

Lagging erratically on a soft business, with buyers trying to catch it.

NovDecJanFebMarAprMayJunJulAugSepNow

Falling Knife since Sep; Speculative Pop before that.

Also Falling Knife (55 in all): WFC · MTG · CDNS · ITW · MDT · IR

EmbracedToppingAccumulatingRejectedStable rankBellwetherDistribution TopCoiled SpringWallflowerHolding rankFaith TradeRolling OverBottom FishedSleepy StapleUnsteady rankHot HandChurning WinnerTurning UpShow-Me GrowerBouncy rankSpeculative PopExhausted RallyFalling KnifeBroken Year

How is it doing against its group?

Its group is Banks, 79 large US stocks and funds whose prices tend to move together. Regional and money-center banks — the rate-and-credit trade.

SYF, past year+3%45 of 79 in the group

Rest of the group+6%equal-weighted

S&P 500+16%past year

Synchrony Financial is +3% over the past year, against +6% for the rest of the group and +16% for the S&P 500. It ranks 45th of 79 in Banks.

SYFRest of the group

Best in the groupAMG Affiliated Managers+60%STT State Street+50%BEN Franklin Resources+36%

Worst in the groupOWL Blue Owl Capital−43%CG Carlyle−37%HLI Houlihan Lokey−32%

Its closest rivalsCOF Capital One−6%AXP American Express−5%ALLY Ally Financial−4%AFRM Affirm+7%

All bank stocks ›Banks on Stox ›

How much does it move?

Its typical daily move, against its own past year, the market and other large stocks. Swings describe risk, not direction.

About usual Synchrony Financial typically moves 2.4% in a day, about usual for it, and it swings less than 60% of large US stocks.

Typical day2.4%about $1.76 a share

Its usual2.8%about usual, 0.9× its year’s average

Against the S&P 5002.6×the index’s typical day is 1.1%

Unusual day±4.8%twice its typical day

Deepest fall, past year−28%now 18% below its high

In the S&P’s down weeks100%of the index’s fall, three years; beta 1.2

Typical daily move (ATR)Its year’s average 2.83%

SYF on our dashboards

Every question where Synchrony Financial appears, in the order of the home page, with its reading and place in that table. Select a question to open it with SYF highlighted. Select a column to sort.

Question	Reading	Place	Details
Who reports next, and what is expected? Earnings	55Steady	47 of 106	Estimate change, 1M 0% · Expected EPS growth −8% · Stock vs S&P, 1M −6.2 pts
Which stocks are cheap for their growth? Value	81Cheap	39 of 60	PEG 0.71 · Forward P/E 7.8× · Expected EPS growth +11%
Which stocks are cheaper than their rivals? Value	96Cheaper	18 of 60	P/E 7.5x · Rivals’ P/E 19.1x · Growth gap −13 pts
Which stocks trade below book value? Value	88Near book	57 of 60	P/B 1.44x · Return on equity +21% · Book value $16.9B
Who is buying back their own stock? Dividends and buybacks	99Shrinking	5 of 60	Shares, 1Y −11.9% · Bought back $3.6B · % of value 14.8%
Which companies return the most cash to shareholders? Dividends and buybacks	99Generous	6 of 60	Total 16.5% · Dividends 1.7% · Buybacks 14.8%

Go deeper on Stox

SYF’s full profile: financial statements, earnings and analysts’ estimates, valuation against its sector, recent news with a summary, and its scores in detail.

Open SYF on Stox ›All 16 types on Atlas ›Its group on Stox ›

How to read this page

How it’s measured. Scores from Stox rank the stock against about 1,200 S&P 500, Nasdaq-100 and Russell 1000 stocks and popular funds, where 100 is best; market beat and staying power use prices, business growth uses revenue, margins and cash flow. Readings on other dashboards come from this site’s pages.

Sources. Daily prices and company financial statements from Financial Modeling Prep; scores and co-movement groups from Stox.

Scores are percentiles: 80 means the stock ranks above 80% of the others on that measure. They describe the recent past and are not advice or a forecast.

Its type follows Stox Atlas: each of the four scores is split at 50. “Steady” means its rank has held, high or low, so it says nothing on its own about direction.

Its group is the cluster of large US stocks whose prices have moved together over five years, with the market’s own moves taken out. The typical daily move is the average true range over 14 days, a measure of how far the price travels in a day including overnight gaps.

For financial statements, earnings and news, see SYF’s full profile on Stox.

This page is information, not investment advice. About our data and methods ›

Full profile on Stox ›Financial stocks ›COF · Capital One ›AXP · American Express ›ALLY · Ally Financial ›AFRM · Affirm ›